Whether you’re renting your first apartment or settling into a long-term lease, your belongings deserve protection.
Did you know that your landlord’s insurance policy doesn’t cover your personal property? That’s where a renter’s insurance policy comes in.
A renter’s insurance policy protects:
- Your personal belongings from theft or damage
- Your items, even when you’re away from home
- Your savings from liability claims if someone is injured in your rental
At very affordable rates, you can get comprehensive coverage that helps replace your belongings if they are stolen or damaged at full replacement cost, without any penalties for depreciation.
Additional Liability Coverage Included
Your renter’s insurance policy also safeguards you and your family members against liability claims if someone is injured in your rental or if you accidentally damage someone else’s property. If you are sued after a covered loss, your policy provides legal defense coverage, subject to the limits you selected.
We can also include medical payments coverage, which helps pay for a visitor’s medical expenses if they are injured in your home, regardless of who is at fault.
As your local insurance agency, we understand Minnesota’s specific vehicle insurance requirements and the unique seasonal challenges our great state presents.
Let’s discuss your vehicles and find the coverage that gives you confidence, no matter the adventure!