When a storm finally passes, you breathe that sigh of relief. You are so glad it wasn’t you this time around. But, what if it was? No one can predict the damage that Mother Nature can sometimes cause. Each time a rough thunderstorm charges through or a snowstorm blasts its
There is never a better time to get life insurance than right now. If you don’t have coverage for yourself, you are risking leaving a lot of confusion, chaos, and uncertainty for those you love after you’ve left this world. Luckily, most adults we know already have some type of
It seems they are everywhere you look. Weird emails hitting your personal and work inboxes. Annoying text messages with fake warnings. Random phone calls, and even shady people on social media — scams are everywhere! The best protection we can have for such scammers is simply diligence. By educating yourself,
What do you keep in your glovebox? Chances are, it isn’t just gloves! Many of us use the space to stash important documents, such as our car’s registration and proof of insurance. But what if you had an app that could do all of that for you? We do –
A late December snowstorm to end 2024 may have made for a beautifully white Christmas, but it certainly didn’t do Minnesota drivers any good! Our state saw a widespread storm, carrying around six inches of snow on average, and while it may be nice to look at, driving in winter
If you could improve your chances of living, with a quick task that would take you only a few minutes, would you do it? If I said you’d be 60% more likely to survive a house fire, by having working smoke detectors in your house, wouldn’t that be worth your
The holidays are intended to be an enjoyable time to gather with friends and family, share traditions, and create handed-down family recipes. We watch picture-perfect movies and listen to music about the joy of being “home for the holidays.” But for many people, it’s also a very stressful time of
It has always been a Scout’s motto to “Be Prepared.” If you really want to be sure you’re ready for anything, a home inventory can come in handy. Many clients ask me how to value what they have in their homes. Whether you are seeking renters’ insurance for your belongings
Living in Minnesota brings a plethora of amazing outdoor opportunities, all year round. Come winter, the Land of 10,000 Lakes puts away its speed boats, jet skis, and mountain bikes and breaks out the snowmobiles, ice shanties, and fat bikes. But, just like our summer toys, which require intentional insurance
Most homeowners insurance policies include something called an “add-on” or a “rider” or an “endorsement.” Whatever name you’d like to use, the definition is the same: These are specific adjustments made to a homeowners’ insurance policy. Let’s explore just what they are and if you should have any! What are
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