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We already know that higher homeowners insurance premiums (and out-of-pocket expenses, if you file a claim) are a reality for Minnesotans. Here are the reasons why homeowners insurance is getting more expensive in Minnesota, which include inflation, more weather events that lead to claims, and insurance company losses. As a result, insurance companies are making […]
It feels like every facet of our lives needs insurance! From our lives as a whole (life insurance) to our vehicles, homes, belongings, boats, and beyond, there are so many products on today’s market that can help protect you, your family, and what you care about. But is better to find separate companies or agents […]
You’ve worked hard to create the business you own today. I’m willing to bet that if something happened to you, you don’t want all this effort to go to waste. Your business is part of your legacy, and you want to be sure it is handled in the way you see fit! Life insurance policies […]
You’re not alone if you’ve noticed that your homeowners’ insurance premiums are going up. The national home insurance industry is going through big changes, which have come with hikes in insurance rates. As rates continue to increase (some people are seeing 30-50% increases), your options for carriers are also decreasing. In Minnesota, it is becoming […]
Flowers are beautiful, but they’ll be gone in a week. Chocolates are delicious, but if you have kids, you won’t see them by tomorrow! Valentine’s Day is all about love, so why not add something to your gift list that will have a lasting impact? A life insurance policy can be a great way to […]
As a parent, you’ll probably feel pretty great when it is time for your child to head off to college or out into the workforce after graduating high school. You’ve gotten them through those first 18 years, and now it is time for them to spread their wings and fly! Of course, a parent’s work […]
When it comes to running your own business, you should always make sure you’re covered by liability insurance – even if you work out of your home! Let’s explore the options for a home-based business owner and cover which insurance policies may be the best options for you. The ‘Business Owner’s Policy’ (BOP) Nearly all […]
No matter the weather, yes even on the cold and snowy days, there is something awesome to do in Southern Minnesota. Over the holiday break, chances are high that you will have opportunities to connect with friends and family. Why not create some amazing memories and enjoy everything our state has to offer? Enjoy the […]
If you are seeking a new insurance plan, as many are this time of year during an open-enrollment period that typically ends at the end of the calendar year, you’ve likely seen the phrase “High Deductible Health Insurance Plans” or a “High Deductible Health Plan” (HDHP). These are plans that have many pros and cons, […]
We all have insurance. We have different types of insurance for different needs. From your health insurance to car insurance, homeowners and renters insurance, and even our “toys” like boats, campers, and ATVs, we all have unique policies to fit our needs. But, what about your four-legged friends? Our fur babies are important members of […]
Working for yourself has plenty of benefits. You get to be your own boss. You get to set your own goals, and chart a course to get there. The sky is the limit when it comes to your income potential. One of the tough parts about being self-employed, however, is being a “jack of […]
From Amazon to eBay, Uber to DropBox, companies worldwide have become the victims of cyber attacks. While your company may not be as large, protecting your business from such threats is very important. Common Cyber Attacks for Small Businesses You may think “But, we’re such a small business, who would attack us?” but any transaction, […]
Let’s check in on all our new parents, shall we? How are you feeling? Chances are you have not slept a full eight hours in months. You have become accustomed to changing your clothes many times a day due to spit-up stains. Your home is now filled with diapers, bottles, and toys. How did someone […]
It’s the most colorful time of year! From the brightest yellows to the glowing oranges, the leaves of fall are an iconic and picturesque sign of changing seasons. It also makes a great time in Minnesota to drive around and take in the beauty. Whether it’s a romantic getaway weekend or a family fun adventure, […]
We’re all looking for ways to save money, these days! Budgets are stretched tighter than ever, and finding ways to cut back can only go so far. Most of us include car insurance premiums as a “must have” if you drive any type of automobile. We need our cars to get to and from […]
Where can you find 80 foods on a stick, 65 new beverage premieres, and over 300 food vendors offering mouthwatering fare? Well, the Minnesota State Fair, of course! The fair will run from August 24 to September 4, in 2023, and this year’s tasty treats include a few you just can’t miss out on. So, […]
Whether you are just about to buy your very first home, or you’ve lived in the same one for 20 years, there are always things to consider about your homeowner’s insurance policy. Your house is likely your biggest financial asset, which is why you want to be sure it’s protected. Let’s talk about making sure […]
Have you considered what it means to require long-term care? Even if you are decades away from retirement age, it’s pretty likely that you and/or your partner will, at some point in life, require specialized care services. Thankfully, there is insurance available for long-term care. But, who should buy it? And why? What Is Long-Term […]
Our houses, our vehicles, our vehicles, and our health all deserve protection – and insurance is one way we keep these things safe and covered. But if you don’t own a house right now (the market is challenging!), renters’ insurance can help protect your belongings. Let’s talk about it. What Is Renters’ Insurance? Renters’ insurance […]
While the chances of Minnesota ever getting a hurricane are pretty much zero, it doesn’t take an ocean to cause serious flood damage to your home. Few people in Minnesota think much of flood insurance – which, by the way, is not typically included in a basic homeowners’ policy – but I’m here to tell […]
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