PREPARE
FOR THE FUTURE
We believe when something happens, you need a trusted professional, not a 1-800 number.
Call today: 507-345-3366
BLOG
It’s the most colorful time of year! From the brightest yellows to the glowing oranges, the leaves of fall are an iconic and picturesque sign of changing seasons. It also makes a great time in Minnesota to drive around and take in the beauty. Whether it’s a romantic getaway weekend or a family fun adventure, […]
We’re all looking for ways to save money, these days! Budgets are stretched tighter than ever, and finding ways to cut back can only go so far. Most of us include car insurance premiums as a “must have” if you drive any type of automobile. We need our cars to get to and from […]
Where can you find 80 foods on a stick, 65 new beverage premieres, and over 300 food vendors offering mouthwatering fare? Well, the Minnesota State Fair, of course! The fair will run from August 24 to September 4, in 2023, and this year’s tasty treats include a few you just can’t miss out on. So, […]
Whether you are just about to buy your very first home, or you’ve lived in the same one for 20 years, there are always things to consider about your homeowner’s insurance policy. Your house is likely your biggest financial asset, which is why you want to be sure it’s protected. Let’s talk about making sure […]
Have you considered what it means to require long-term care? Even if you are decades away from retirement age, it’s pretty likely that you and/or your partner will, at some point in life, require specialized care services. Thankfully, there is insurance available for long-term care. But, who should buy it? And why? What Is Long-Term […]
Our houses, our vehicles, our vehicles, and our health all deserve protection – and insurance is one way we keep these things safe and covered. But if you don’t own a house right now (the market is challenging!), renters’ insurance can help protect your belongings. Let’s talk about it. What Is Renters’ Insurance? Renters’ insurance […]
While the chances of Minnesota ever getting a hurricane are pretty much zero, it doesn’t take an ocean to cause serious flood damage to your home. Few people in Minnesota think much of flood insurance – which, by the way, is not typically included in a basic homeowners’ policy – but I’m here to tell […]
Living and working in Southern Minnesota has so many advantages! Being able to raise our three children here means safe neighborhoods, plenty of family-friendly activities, and more. This can include visiting our area’s wonderful state parks, too. Here are some area favorites, so you can enjoy the bounty Minnesota has to offer all summer long: […]
Remember when the term “Storm Chasers” only meant the heroes of “Twister” who followed tornados to study their incredible power? Today’s storm chasers are aiming to scam people that were impacted by a devastating storm. From high winds, lightning, hail, and even tornadoes, our Minnesota communities get their fair share of property-damaging weather, and these […]
Finding a life insurance policy is the hardest part! But once you’ve secured one, your work isn’t quite done. Who will you name as your beneficiary? Let’s break down some considerations you may want to weigh in your decision. What Is a Life Insurance Beneficiary? Let’s make sure we first understand what we mean by […]
Any type of insurance usually comes with a long list of questions. If you aren’t asking them (or aren’t even sure WHAT to ask), we’re here to help! Homeowners insurance, in particular, comes with plenty of confusing options. Whether you’re buying a new home and getting it insured for the first time, or updating policies […]
If you are weighing your options about life insurance, you are in the right place. Before making your decision, it’s wise to gather as much information as possible. So today, let’s learn from the mistakes of others and review some issues to avoid when you buy life insurance. 1. Don’t Assume You Won’t Qualify One […]
Congratulations on launching your new business! This insurance checklist for small businesses is designed to help cover your “what ifs” and questions when it comes to your business insurance needs. 1. Know the Risks of Business Before you consider what your insurance needs might be, you need to take a close look at the industry […]
It may not seem like Mother Nature is quite ready, but I promise – spring is around the corner. As most families already know, that means spring break isn’t far behind. The calendar may mark the start of spring as March 20th (and small Pennsylvania rodents may beg to differ…) but nonetheless, it is typically […]
If you consider yourself a handy mechanic and good with rebuilding cars, or if you have a trusted garage able to offer reliable repairs, there is a unique way some Minnesotans aim to save some money: buying a salvage title car. However, there are some very helpful tips that one should follow. Buying a salvage […]
Minnesota’s winters feature a daily high-temperature average of just 29 degrees Fahrenheit, which means we’re pretty accustomed to the cold. But in a state with long, cold winters, we Minnesotans also face unique, weather-related risks! An ice dam is one of the many threats that surround us in such cold temperatures. Understanding what they are, […]
No one can see the future. Accidents happen. And, in my line of business, I have seen it all! As an independent insurance agent, I have seen my clients experience all kinds of issues. Some of them are even preventable! Accidents and incidents that end up as insurance claims, especially in the winter, can sometimes […]
From the Boy Scouts who warned you to “always be prepared,” to Ben Franklin’s proverb that “an ounce of prevention is worth a pound of cure,” we have all heard the warnings. Traveling by car – especially in the Minnesota winters – requires extra preparedness, in case of an emergency. Preparing an emergency car kit […]
It’s that time of year – an opportunity to reflect on the previous year and decide what we want to do in the new one. But what are the most common resolutions, and do they apply to you? Should they? If you are struggling to decide what to resolve to do in 2023, consider some […]
When it comes to hitting the road, car insurance is there to protect you (and others on the road) just in case the road isn’t all you “hit.” But, there are so many variations available to you. What’s the difference between basic, legally required car insurance and policies such as bodily injury or property damage […]
COMMERCIAL INSURANCE
The right coverage lets you rest assured, so you can focus on managing and growing your business and career.
