Classic cars are special collectors’ items that deserve specialized coverage. Standard auto insurance simply doesn’t address the unique needs of these vehicles. At Rehm Insurance, we have deep experience with classic cars and respect the investment you’ve made.
Essential Coverage Considerations for Classic Cars
Agreed Value Protection
Unlike standard car insurance, agreed value coverage ensures you receive the full, predetermined amount if your vehicle is a total loss, minus your deductible. This protects your investment better than “actual cash value” or “stated value” coverage.
Usage-Based Rates
Since collector cars aren’t daily drivers, your premium should reflect their limited use. We offer rates that align with part-time driving patterns while maintaining comprehensive protection.
Flexible Coverage Options
Every classic car is unique, and your policy should reflect that.
We consider:
- Vehicle age and modifications
- Annual mileage (typically under 5,000 to maintain value)
- Storage conditions
- Show and event participation
- Restoration coverage needs
Professional Roadside Assistance
If any mechanical issues arise, your classic car deserves better than standard towing. Our policies can include flatbed service to transport your vehicle to qualified repair facilities.
At Rehm Insurance, we understand collector vehicles and their specific insurance requirements. Let’s discuss the right combination of coverage and value for your classic collectible!