Minnesota winters have a talent for showing up just as you get comfortable. One day, you’re enjoying a crisp fall afternoon. The next, you’re scraping your windshield in the dark before work. Just like you have to winterize your outdoor toys, not preparing your home or vehicle could cost you
Every August, countless Minnesota families send their kids off to college. They have checklists for everything from dorm essentials to school supplies, but one item almost always gets overlooked: renters insurance. If you’re one of those lucky parents gearing up for back-to-college season, let’s talk about what’s actually at risk,
Minnesota winters don’t mess around. Your approach to storing your boat, ATV, or camper trailer shouldn’t, either! Skipping winterization might seem tempting when you’re trying to save a few hours on a busy weekend, but extreme cold, heavy snow, and freeze-thaw cycles can wreak havoc on your recreational equipment if
Summer vacation is supposed to be stress-free, but for Minnesota homeowners, the weeks spent away from home introduce a feeling of anxiety they can’t shake. Between unpredictable summer storms, rising humidity, and the increased chance of a break-in, an empty home is more vulnerable than most families realize. A little
Minnesota summers have a way of going from gorgeous to genuinely terrifying in a matter of minutes. One moment, it’s a warm, sunny afternoon, and the next, the sky is green, and the sirens are going off. Our state averages 46 tornadoes per year – and that doesn’t even account
If you know me at all, you know I’m not just the guy who helps protect your home and business. I’m also the guy who will talk fishing with you for hours if you let me. So when I came back from a recent trip to Yellowstone country, fresh off
Insurance is supposed to protect you, so it’s especially frustrating when scammers use it as a way to take advantage of people! Whether you’re a homeowner, a small business owner, or just trying to do the right thing for your family, knowing how to spot a fraudulent scheme can save
Are you upside down on your car loan? And no, I don’t mean it makes you want to stand on your head until it becomes clearer. I mean, do you have a car that’s worth less than what you owe? This phenomenon is common among borrowers, but it doesn’t have
All too often, clients come to me with strong assumptions about life insurance. These assumptions can lead to some of the biggest mistakes when purchasing a policy. Learn more about the biggest life insurance mistakes, here. Now, let’s dig deeper into the misconceptions surrounding life insurance. Do you really need
While I don’t have a crystal ball, I can tell you my professional opinion on the coming year’s home insurance industry. After years of being in the business, I have my finger on the pulse of upcoming changes. I keep an eye on things at all times to ensure my
Are you investing in the bare minimum insurance? You may think that saving on monthly premiums is helping your bottom line, but being underinsured can be much more financially devastating than having no insurance at all. Let’s talk about what happens if you’re underinsured, how to tell if you need
Some of the most magical memories of every holiday season are the quality family times! There are only a few times of year when we can all gather and truly enjoy one another. If you are looking for some family fun this holiday season, why not take in the sights
Life is full of changes, and if you are experiencing a divorce, chances are you have a lot of details to work out. While we know there is a LOT to consider while going through a marital separation, it’s important to keep an eye on your insurance policies, too. Let’s
According to Minnesota Public Radio (MPR), since the global COVID pandemic, the “number of multigenerational households in the United States recently jumped from one in five to one in four. That’s more than 66 million American adults living in multigenerational homes.” So, why the massive jump? Well, one big reason
Is your dependent on one person? Many businesses require an entire team to operate smoothly, but some entities can rely on a single individual to ensure operations continue. If your organization is more of the latter, it is important to understand what Key Person Life Insurance is and how it
I know how much it means to you. You’ve put your heart, soul, and probably more money than you’d hoped to, and now you have the vintage car of your dreams. She’s your baby, and you always want the very best for her. But what do you do when it
Life insurance. The key word is right in the name… “Life” insurance. It’s really something that should carry you through life — all its ups and downs, all of its changes, all of its good times and bad, and ready to lend a helping hand when the time comes. But
When a storm finally passes, you breathe that sigh of relief. You are so glad it wasn’t you this time around. But, what if it was? No one can predict the damage that Mother Nature can sometimes cause. Each time a rough thunderstorm charges through or a snowstorm blasts its