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Condominium insurance in unique. Your condo policy cover your personal property and liability, as well as any additions, alterations, and improvements you make to your unit that are your responsibility based on the condo association agreement.

Optional loss assessment coverage is also available to help protect you against certain assessments that may be levied by your association. You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss. Let Rehm Insurance & Financial Services help you find the right amount of coverage to suite your condo insurance needs in Minnesota.  

What you need to know about condo insurance

Condo insurance provides coverage for your personal property and much more. For a few more dollars, you can elect to carry Full Value Personal Property which ensures that you are reimbursed full replacement value without regard for depreciation after a covered loss.

If you have upgraded cabinets or put in hardwood floors, condo building item coverage protects these investments. Be sure to consult your condo/HOA agreement to determine what the Association policy covers and what you are responsible for. If common areas are damaged, your condo association may levy assessments against all owners to pay the deductible on their association policy.  

Protect Yourself and Your Guests

Your condo insure policy protects you and your family members against bodily injury and property damage liability claims and any litigation that may result, subject to the limits you select. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault.  

Extra Coverage Doesn’t Cost a Lot 

Many people supplement their condo insurance policy with a personal umbrella insurance policy for broader protection. If you have special valuable items such as jewelry, art, antiques or collectibles, ask about the Valuable Articles options.

Find Insurance That is Right For Your Condo

Rehm Insurance & Financial Services can help you determine your coverage needs to make sure you’re properly covered. Contact Reegan directly at 507.345.3366 or email him at REEGAN@REHMINS.COM.


Dreaming of renting your condo for the Super Bowl? Check your HOA agreement first. Then call Rehm Insurance & Financial Services.