Living in a condo comes with its own insurance needs.
While your association’s master policy covers the building’s structure, you need personal protection for everything that makes your condo your home.
At Rehm Insurance, we understand the specific challenges condo owners face. We’ll help you understand exactly what your association covers and where your personal policy needs to step in. Your condo insurance protects your personal belongings, any improvements you’ve made to your unit, and provides crucial liability coverage for accidents that might occur inside your home.
Your policy safeguards you and your family against liability claims if someone is injured in your unit or if you accidentally damage someone else’s property.
We can also include medical payments coverage, which helps pay for a visitor’s medical expenses if they’re injured in your home, regardless of who is at fault.
We will also discuss important options like loss assessment coverage, which helps protect you if your association requires unit owners to share the cost of damage to common areas. Plus, if the unexpected happens and you cannot live in your unit temporarily, your policy can help cover additional living expenses.
Optional loss assessment coverage is also available to help protect you against certain assessments that may be levied by your association.
You would be compensated for additional living expenses incurred should you need to vacate your condo after a covered loss.
Let Rehm Insurance & Financial Services help you find the right amount of coverage to suite your condo insurance needs in Minnesota.
Umbrella INsurance Policy Add-on
For families seeking extra peace of mind, we often recommend adding an affordable personal umbrella policy for broader protection.
It’s a small investment that can make a big difference when you need it most.
Protect Your Condo Today
Let’s make sure your condo has the right protection. As your local insurance agency, we’ll explain your options clearly and help you find coverage that fits your needs and budget. Contact us today to protect your Minnesota condo!
