There is never a better time to get life insurance than right now. If you don’t have coverage for yourself, you are risking leaving a lot of confusion, chaos, and uncertainty for those you love after you’ve left this world. Luckily, most adults we know already have some type of
It seems they are everywhere you look. Weird emails hitting your personal and work inboxes. Annoying text messages with fake warnings. Random phone calls, and even shady people on social media — scams are everywhere! The best protection we can have for such scammers is simply diligence. By educating yourself,
What do you keep in your glovebox? Chances are, it isn’t just gloves! Many of us use the space to stash important documents, such as our car’s registration and proof of insurance. But what if you had an app that could do all of that for you? We do –
A late December snowstorm to end 2024 may have made for a beautifully white Christmas, but it certainly didn’t do Minnesota drivers any good! Our state saw a widespread storm, carrying around six inches of snow on average, and while it may be nice to look at, driving in winter
If you could improve your chances of living, with a quick task that would take you only a few minutes, would you do it? If I said you’d be 60% more likely to survive a house fire, by having working smoke detectors in your house, wouldn’t that be worth your
The holidays are intended to be an enjoyable time to gather with friends and family, share traditions, and create handed-down family recipes. We watch picture-perfect movies and listen to music about the joy of being “home for the holidays.” But for many people, it’s also a very stressful time of
It has always been a Scout’s motto to “Be Prepared.” If you really want to be sure you’re ready for anything, a home inventory can come in handy. Many clients ask me how to value what they have in their homes. Whether you are seeking renters’ insurance for your belongings
Living in Minnesota brings a plethora of amazing outdoor opportunities, all year round. Come winter, the Land of 10,000 Lakes puts away its speed boats, jet skis, and mountain bikes and breaks out the snowmobiles, ice shanties, and fat bikes. But, just like our summer toys, which require intentional insurance
Most homeowners insurance policies include something called an “add-on” or a “rider” or an “endorsement.” Whatever name you’d like to use, the definition is the same: These are specific adjustments made to a homeowners’ insurance policy. Let’s explore just what they are and if you should have any! What are
I’ve heard it said that the two hardest things you’ll ever help your child learn to do is potty training and driving a car. Would you agree? Helping your teen learn to drive can be a very challenging experience! Between nerves and stress, expenses and risk, there is a lot
Is Life Insurance Affordable? Everyone should have life insurance – but is it affordable? The short answer is YES; families and individuals have plenty of options. What Impacts the Cost of Life Insurance? Let’s go over the factors that impact life insurance costs. Some of these are habits you can
It feels like this big, looming, and scary task. You put it off, and it’s unpleasant to think about, but getting life insurance is essential in every person’s life. And yes, that means you, too! September is National Life Insurance Awareness Month, which is geared at spreading awareness of its
When it rains, you grab an umbrella. The same analogy could be accurate in insurance. One of the best ways to protect yourself and your loved ones is through an umbrella insurance policy, because life is full of unexpected storms. You never know what accident might be around the corner,
It’s coming… I can almost smell the kettle corn popping, hear the carnival music, and feel the excitement in the air. It’s almost time for the Minnesota State Fair! Designed to entertain those of all ages, this fair is not to be missed. It is one of the most fun
Minnesota summers are some of the best days of the year – but sometimes, we see a turn of events. Destructive storms can rip through our part of the state a couple of times every year. If you’ve ever experienced storm damage to your home, property, or belongings, you know
Let’s face it. You almost skipped even reading this article, didn’t you? Life insurance is very easy to put off, because it can be uncomfortable to plan for what happens after we leave this earth. But the inevitable truth is that no one lives forever. Even though life insurance is
You put your blood, sweat, and tears into your business. To protect this investment, you need to be sure you have comprehensive business insurance policies. Do you have the right insurance for your business needs? That’s a loaded question, so we’re just going to start with the most critical policy,
Minnesota experiences most of its severe storm events in April-August every year, with some of these storms producing hail, heavy winds, and/or tornados, often resulting in home and property damage. Look at these 1980-2024 charts and stats from NOAA for more details on the severity. For homeowners, being prepared is