Home inventory
Home Insurance

Home Inventory: How to Create One and What to List

It has always been a Scout’s motto to “Be Prepared.” If you really want to be sure you’re ready for anything, a home inventory can come in handy. Many clients ask me how to value what they have in their homes. Whether you are seeking renters’ insurance for your belongings

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Tips

Insuring Your Winter Toys: Snowmobiles, Ice Shanties, and Fat Bikes

Living in Minnesota brings a plethora of amazing outdoor opportunities, all year round. Come winter, the Land of 10,000 Lakes puts away its speed boats, jet skis, and mountain bikes and breaks out the snowmobiles, ice shanties, and fat bikes. But, just like our summer toys, which require intentional insurance

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Home Insurance

Are Home Insurance Add-ons Necessary?

Most homeowners insurance policies include something called an “add-on” or a “rider” or an “endorsement.” Whatever name you’d like to use, the definition is the same: These are specific adjustments made to a homeowners’ insurance policy.  Let’s explore just what they are and if you should have any! What are

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auto insurance

Car Safety Tips for New Teen Drivers

I’ve heard it said that the two hardest things you’ll ever help your child learn to do is potty training and driving a car. Would you agree? Helping your teen learn to drive can be a very challenging experience! Between nerves and stress, expenses and risk, there is a lot

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Image of a woman deciding if Life Insurance is afforable for her family.
Life Insurance

Is Life Insurance Affordable?

Is Life Insurance Affordable? Everyone should have life insurance – but is it affordable? The short answer is YES; families and individuals have plenty of options.  What Impacts the Cost of Life Insurance? Let’s go over the factors that impact life insurance costs. Some of these are habits you can

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Insurance icons on block, life insurance block
Tips

Step-By-Step: The Process for Getting Life Insurance

It feels like this big, looming, and scary task. You put it off, and it’s unpleasant to think about, but getting life insurance is essential in every person’s life. And yes, that means you, too! September is National Life Insurance Awareness Month, which is geared at spreading awareness of its

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News

Do You Need a Personal Umbrella Insurance Policy?

When it rains, you grab an umbrella. The same analogy could be accurate in insurance.  One of the best ways to protect yourself and your loved ones is through an umbrella insurance policy, because life is full of unexpected storms. You never know what accident might be around the corner,

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Uncategorized

What to Expect at the 2024 Minnesota State Fair

It’s coming… I can almost smell the kettle corn popping, hear the carnival music, and feel the excitement in the air. It’s almost time for the Minnesota State Fair! Designed to entertain those of all ages, this fair is not to be missed. It is one of the most fun

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Tree causing storm damage on roof
Tips

How to Handle Insurance Claims for Storm Damage

Minnesota summers are some of the best days of the year – but sometimes, we see a turn of events. Destructive storms can rip through our part of the state a couple of times every year. If you’ve ever experienced storm damage to your home, property, or belongings, you know

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Tips

Overcoming Your Life Insurance Procrastination

Let’s face it. You almost skipped even reading this article, didn’t you?  Life insurance is very easy to put off, because it can be uncomfortable to plan for what happens after we leave this earth. But the inevitable truth is that no one lives forever. Even though life insurance is

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