Category: Tips

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Do You Need a Personal Umbrella Insurance Policy?

When it rains, you grab an umbrella. The same analogy could be accurate in insurance.  One of the best ways to protect yourself and your loved ones is through an umbrella insurance policy, because life is full of unexpected storms. You never know what accident might be around the corner,

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Tree causing storm damage on roof
Tips

How to Handle Insurance Claims for Storm Damage

Minnesota summers are some of the best days of the year – but sometimes, we see a turn of events. Destructive storms can rip through our part of the state a couple of times every year. If you’ve ever experienced storm damage to your home, property, or belongings, you know

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Tips

Overcoming Your Life Insurance Procrastination

Let’s face it. You almost skipped even reading this article, didn’t you?  Life insurance is very easy to put off, because it can be uncomfortable to plan for what happens after we leave this earth. But the inevitable truth is that no one lives forever. Even though life insurance is

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Tips

Commercial Liability Insurance 101: Protecting Your Business

You put your blood, sweat, and tears into your business. To protect this investment, you need to be sure you have comprehensive business insurance policies. Do you have the right insurance for your business needs? That’s a loaded question, so we’re just going to start with the most critical policy,

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Tips

Giving the Gift of Time: How to Volunteer Around Mankato

One of the best parts of my job is helping others. I really enjoy getting to know a client and their business or family, and finding out their specific needs, hopes, dreams, and goals. I also enjoy being able to help my community – and not just in terms of

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Man and women discussing the rising cost of insurance.
Tips

Homeowners Insurance Rates are Rising: What Can You Do?

We already know that higher homeowners insurance premiums (and out-of-pocket expenses, if you file a claim) are a reality for Minnesotans. Here are the reasons why homeowners insurance is getting more expensive in Minnesota, which include inflation, more weather events that lead to claims, and insurance company losses.  As a

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small business owner with a small business guide
Tips

How Life Insurance Policies Can Benefit Your Business

You’ve worked hard to create the business you own today. I’m willing to bet that if something happened to you, you don’t want all this effort to go to waste. Your business is part of your legacy, and you want to be sure it is handled in the way you

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Why Homeowners Insurance in Minnesota is Getting More Expensive

You’re not alone if you’ve noticed that your homeowners’ insurance premiums are going up. The national home insurance industry is going through big changes, which have come with hikes in insurance rates.  As rates continue to increase (some people are seeing 30-50% increases), your options for carriers are also decreasing.

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Tips

The Pros and Cons of High Deductible Health Insurance Plans

If you are seeking a new insurance plan, as many are this time of year during an open-enrollment period that typically ends at the end of the calendar year, you’ve likely seen the phrase “High Deductible Health Insurance Plans” or a “High Deductible Health Plan” (HDHP). These are plans that

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