We already know that higher homeowners insurance premiums (and out-of-pocket expenses, if you file a claim) are a reality for Minnesotans. Here are the reasons why homeowners insurance is getting more expensive in Minnesota, which include inflation, more weather events that lead to claims, and insurance company losses. As a
You’ve worked hard to create the business you own today. I’m willing to bet that if something happened to you, you don’t want all this effort to go to waste. Your business is part of your legacy, and you want to be sure it is handled in the way you
You’re not alone if you’ve noticed that your homeowners’ insurance premiums are going up. The national home insurance industry is going through big changes, which have come with hikes in insurance rates. As rates continue to increase (some people are seeing 30-50% increases), your options for carriers are also decreasing.
If you are seeking a new insurance plan, as many are this time of year during an open-enrollment period that typically ends at the end of the calendar year, you’ve likely seen the phrase “High Deductible Health Insurance Plans” or a “High Deductible Health Plan” (HDHP). These are plans that
We all have insurance. We have different types of insurance for different needs. From your health insurance to car insurance, homeowners and renters insurance, and even our “toys” like boats, campers, and ATVs, we all have unique policies to fit our needs. But, what about your four-legged friends? Our fur
Working for yourself has plenty of benefits. You get to be your own boss. You get to set your own goals, and chart a course to get there. The sky is the limit when it comes to your income potential. One of the tough parts about being self-employed, however,
From Amazon to eBay, Uber to DropBox, companies worldwide have become the victims of cyber attacks. While your company may not be as large, protecting your business from such threats is very important. Common Cyber Attacks for Small Businesses You may think “But, we’re such a small business, who would
Let’s check in on all our new parents, shall we? How are you feeling? Chances are you have not slept a full eight hours in months. You have become accustomed to changing your clothes many times a day due to spit-up stains. Your home is now filled with diapers, bottles,
Whether you are just about to buy your very first home, or you’ve lived in the same one for 20 years, there are always things to consider about your homeowner’s insurance policy. Your house is likely your biggest financial asset, which is why you want to be sure it’s protected.
Have you considered what it means to require long-term care? Even if you are decades away from retirement age, it’s pretty likely that you and/or your partner will, at some point in life, require specialized care services. Thankfully, there is insurance available for long-term care. But, who should buy it?