Congratulations on launching your new business! This insurance checklist for small businesses is designed to help cover your “what ifs” and questions when it comes to your business insurance needs. 1. Know the Risks of Business Before you consider what your insurance needs might be, you need to take a
It may not seem like Mother Nature is quite ready, but I promise – spring is around the corner. As most families already know, that means spring break isn’t far behind. The calendar may mark the start of spring as March 20th (and small Pennsylvania rodents may beg to differ…)
If you consider yourself a handy mechanic and good with rebuilding cars, or if you have a trusted garage able to offer reliable repairs, there is a unique way some Minnesotans aim to save some money: buying a salvage title car. However, there are some very helpful tips that one
Minnesota’s winters feature a daily high-temperature average of just 29 degrees Fahrenheit, which means we’re pretty accustomed to the cold. But in a state with long, cold winters, we Minnesotans also face unique, weather-related risks! An ice dam is one of the many threats that surround us in such cold
No one can see the future. Accidents happen. And, in my line of business, I have seen it all! As an independent insurance agent, I have seen my clients experience all kinds of issues. Some of them are even preventable! Accidents and incidents that end up as insurance claims, especially
From the Boy Scouts who warned you to “always be prepared,” to Ben Franklin’s proverb that “an ounce of prevention is worth a pound of cure,” we have all heard the warnings. Traveling by car – especially in the Minnesota winters – requires extra preparedness, in case of an emergency.
It’s that time of year – an opportunity to reflect on the previous year and decide what we want to do in the new one. But what are the most common resolutions, and do they apply to you? Should they? If you are struggling to decide what to resolve to
When it comes to hitting the road, car insurance is there to protect you (and others on the road) just in case the road isn’t all you “hit.” But, there are so many variations available to you. What’s the difference between basic, legally required car insurance and policies such as
When it comes to preparing your family for the unexpected, life insurance is a great way to be sure your family is taken care of, in the unlikely event of your sudden demise. But you don’t want to leave your loved ones with the burden of paying extra taxes. This
Did you know that the average cost of a funeral in Minnesota is $7,824? However, costs can range from $4,600 to over $14,000. While it is surely not a fun topic to think about, funeral expenses aren’t the only debts you will leave behind for your family. To protect yourself
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